Pricing
Last updated: June 7, 2026
phal.ai uses simple one-time credit packs. No subscription, no monthly fee, no auto-renewal. Credits never expire and stack across purchases. Start your chart on the home page.
Credit packs
Starter
Try it out$5
25 questions
Credits never expire
Credits never expire · No subscription
Value
Most popular$15
80 questions
Best value
Credits never expire · No subscription
Pro
Practitioner$40
220 questions
Stack across packs
Credits never expire · No subscription
Buyers in India are billed in INR (₹399 / ₹1,199 / ₹2,999) and can pay by UPI, cards, or wallets; everyone else is billed in USD by card. You can switch currency at checkout — pick INR to pay by UPI from anywhere.
What counts as one question?
Each user message to phal.ai that hits the LLM. Tool calls (showing your chart, looking up memory) are free — they don't count against your balance. Off-topic messages (e.g. "what's the weather") are politely rejected without consuming a credit.
Refunds
See our refund policy. Short version: unused credits, within 7 days, refundable.